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The Week In Numbers with Peter Sharkey

Post pandemic, many people intend buying a place in the sun, says Peter Sharkey.

Cazoo has witnessed record levels of online car sales over the past few months, says finance expert Peter Sharkey.

Ad Feature Chancellor’s largesse must now be repaid

Friday, September 4, 2020

The Chancellor could make swathing changes to pension tax relief in November, says finance expert Peter Sharkey.

Ad Feature How to plan for retirement

Friday, August 28, 2020

The earlier you plan for retirement, the more enjoyable it’s likely to be, says finance expert Peter Sharkey.

According to radical proposals currently being considered by the Government, the over-40s may soon have to pay £700 extra in tax each year to cover the costs of looking after the elderly.

As commercial property remains under the cosh, there’s evidence of buoyancy in the residential sector, says Peter Sharkey.

People have embraced video conferencing as the technology has delivered enormous benefits, says Peter Sharkey.

UK experiences motorhome shortage as staycationers flock to campsites, says finance expert Peter Sharkey.

Parents are stepping in to help loved ones – and boost their own finances too, says finance expert Peter Sharkey.

The pension guarantee is under threat, says finance expert Peter Sharkey.

Inaccurate endowment policy forecasts have caused problems for millions, says finance expert Peter Sharkey.

Many people have made a number of big life decisions during this enforced ‘time out’, says Peter Sharkey.

Hot tub sales have surged during lockdown, says Peter Sharkey, as average household spending falls by more than a fifth.

Money is the principal reason football has returned, says finance expert Peter Sharkey – but not everyone is in such a good position.

Equity release could help many people who have resolved to retire early once the lockdown finishes, says finance expert Peter Sharkey.

Around 85,000 people released equity from their homes last year, says finance expert Peter Sharkey. Could doing the same help you to increase your retirement fund?

Ad Feature How to access your hidden savings

Friday, May 29, 2020

Your property wealth could save you from working for an additional three years, says finance expert Peter Sharkey.

As house prices tumble, first time buyers have a chance to get on the property ladder, says finance expert Peter Sharkey.

The coronavirus outbreak is expected to force UK finances into a troubling position – but homeowners could be helped through equity release, says finance expert Peter Sharkey.

There are many advantages to holding cash during periods of volatility, says finance expert Peter Sharkey.

The recent virus crisis has the highlighted pivotal role played by care homes – but paying for them will remain a struggle for millions, says Peter Sharkey.

Author Haruki Murakami suggests dozens of topics to consider while exercising. Finance is one, says Peter Sharkey.

Instead of reacting negatively to the coronavirus outbreak, bold investors should look at the sectors likely to do well once the virus has been tamed, says Peter Sharkey.

Ad Feature Coronavirus: it’s not the Great Depression!

Tuesday, April 14, 2020

Steinbeck’s classic, Grapes of Wrath, is set in an era we shall never see again, says Peter Sharkey.

Ad Feature Coronavirus: it’s time to think positive

Friday, April 3, 2020

One of the world’s largest hospitals – built in just a fortnight – is one reason to be optimistic, says financial expert Peter Sharkey.

No-one has any idea how long the nation will be in semi- or even permanent lockdown, so eliminating unnecessary outgoings will provide a welcome boost, says financial expert Peter Sharkey.

Investors chasing high yields should proceed with caution, says Peter Sharkey.

Ad Feature ‘Buy during a panic, don’t sell’

Monday, March 16, 2020

Financial expert Peter Sharkey on why you should think carefully before pressing the ‘sell’ button...

Ad Feature What could coronavirus mean for the economy?

Friday, March 6, 2020

Financial expert Peter Sharkey asks if coronavirus is a genuine threat or an example of mass panic?

Ad Feature Your ISA allowance: use it or lose it

Friday, February 28, 2020

The new, multi-tasking Chancellor has to work out what to do with the current ISA allowance, says financial columnist Peter Sharkey.

As is the case with flooding, action needs to be taken on pensions to avoid a national catastrophe, says finance expert Peter Sharkey.

The ‘Railway Mania’ of the 1840s is a timely reminder of a period when share prices rose too fast before collapsing, says financial expert Peter Sharkey

Ad Feature Start saving now to enjoy a longer life

Friday, February 7, 2020

In less than 40 years, average life expectancy will be 100. How do we – and our pensions – handle that? asks Peter Sharkey.

Been on a health kick? Peter Sharkey says if January is the time for your body, February is all about your cash...

‘Patience is bitter, but its fruit is sweet,’ said Jean Jacques Rousseau – a quote worth remembering, says financial expert Peter Sharkey

Becoming an expat could help you to boost your savings, says financial expert Peter Sharkey.

Last year, consumers spent an extra £14 million a month buying Greggs’ products, says Peter Sharkey, suggesting that owning a slice of the bakery brand could become a sound investment.

Saving upwards of £700 is actually quite easy, says financial columnist Peter Sharkey.

Equity release makes combining holidays with an enhanced pension possible, says financial expert Peter Sharkey.

Ad Feature Why ethical investment is here to stay

Friday, December 20, 2019

The festuve season is one for reflection, says financial expert Peter Sharkey.

People prepared to risk some, not all, of their money could enjoy significantly better returns, says financial expert Peter Sharkey.

Ad Feature Do you remember when football was like this?

Tuesday, December 10, 2019

Financial columnist Peter Sharkey takes a trip down memory lane and discovers how things have changed – both at the banks and on the football pitch.

Ad Feature Is buying art still a valuable investment?

Monday, December 2, 2019

Whether it be classic cars, art, stamps or wine, alternative investments are a potential minefield says financial columnist Peter Sharkey.

Ad Feature Could ditching your coffee habit make you rich?

Friday, November 22, 2019

It was cool when Kojak carried his coffee in 1970s New York but times change, says Peter Sharkey, and ditching the habit could help you to save.

Ad Feature Try saving – don’t pin hopes on the lottery

Friday, November 15, 2019

Financial columnist Peter Sharkey explains why saving is a much better option than the slim chance of joining the lottery jackpot winners.

Financial columnist Peter Sharkey looks at how the stock market changes in the midst of a general election.

Enjoying a holiday is important to our wellbeing, but saving for it requires a plan, says financial columnist Peter Sharkey.

Relying on luck is a pretty bad saving strategy, says financial expert Peter Sharkey.

Ad Feature Where does your fund manager invest?

Friday, October 18, 2019

Fund managers rarely seek fame, but you should examine where they invest, says financial columnist Peter Sharkey.

Investors should beware promises of unusually high rental returns, says financial expert Peter Sharkey.

It’s never too early to think about retirement, says financial columnist Peter Sharkey.

Cooks and investors should avoid risky outcomes wherever possible, says financial expert Peter Sharkey.

Ad Feature Revealed: YOUR concerns and advice about investing

Friday, September 20, 2019

Financial columnist Peter Sharkey asked readers what made them apprehensive about investing – here they share their responses...

If burger restaurants can be transparent, so too can the financial services sector, says Peter Sharkey.

Ad Feature Why do we ignore future care costs?

Friday, September 6, 2019

As life expectancy rises, so does the possibility of residential care, says financial guru Peter Sharkey.

There’s still £1.5 billion old notes knocking around and we don’t seem bothered, says finance guru Peter Sharkey.

Last week, Scandinavia proved that there was more to life than patterned jumpers, says Peter Sharkey, as its largest lender, Nordea Bank, revealed that it was launching a 20-year, fixed interest rate mortgage – with a 0% interest rate.

Ad Feature Frightened of investing? Don’t be!

Friday, August 16, 2019

Investment doesn’t have to be a frightening experience, says financial expert Peter Sharkey.

Ad Feature DIY pensions: why you can’t rely on the state

Friday, August 9, 2019

Want to gain greater control? Making your own pension provision could be the answer, says financial expert Peter Sharkey.

It’s not just Downing Street’s newest resident, PM Boris Johnson, who is using them – acronyms and abbreviations can assist savers and investors too, says Peter Sharkey.

Ad Feature Is this the answer to our state pension problem?

Monday, August 5, 2019

Taking responsibility for our personal finances will become increasingly important over the coming decades, says Peter Sharkey.

Peter Sharkey explains how undertaking most forms of property refurbishment adds value to your home.

The Fab Four’s first contract with Brian Epstein sold for £275,000 – a good sign of value investing, says our financial columnist Peter Sharkey.

Financial guru Peter Sharkey looks at the simple ways you can take control of our finances.

Ad Feature Are millennials spending too much money?

Tuesday, July 2, 2019

Peter Sharkey looks at the enormous chasm between millennials’ monthly expenditure and the current state pension.

Changes to the pension age will mean that many young women will be worse off – which is why they should start saving now, says Peter Sharkey.

Ad Feature The simple financial habit you’ll want to nurture

Wednesday, June 19, 2019

Financial expert Peter Sharkey finds out more about the Abbey habit, which encouraged millions of savers.

Want to find out more about equity release? There’s a new magazine for that, explains Peter Sharkey.

The sooner you start saving, the more chance you have of taking things easy, says our financial columnist Peter Sharkey.

Ad Feature Are these the five keys to happiness?

Friday, May 24, 2019

Few 30 year-olds enjoy Jordan Rogers’ luck, says financial adviser Peter Sharkey.

France’s state pension liabilities exceed those of the UK, says financial expert Peter Sharkey

The start of A-level exams brings university tuition fees into sharp focus, says financial columnist Peter Sharkey.

Financial expert Peter Sharkey says there are steps you can take to plan your future income.

Ad Feature Would you take a financial risk?

Friday, April 26, 2019

Extreme risk is not for everyone, says financial guru Peter Sharkey.

Investments and movies can make you feel good, says Peter Sharkey

Demand for rented family homes outstrips supply, says Peter Sharkey.

Ad Feature Investing is easy when you know how

Friday, April 5, 2019

There are few barriers to making a simple ISA investment, says Peter Sharkey.

Ad Feature The rise in ethical investments

Tuesday, April 2, 2019

Financial guru Peter Sharkey reports on why we’re choosing to invest ethically.

For Peter Sharkey, an informative journey on the East Anglian Express was a good chance for a financial chat.

New research has revealed that there are now more than 1000 ISA millionaires in Britain, says Peter Sharkey.

Ad Feature ISAs: a simple way to save

Friday, March 1, 2019

Saving with an ISA needn’t be complicated, says Peter Sharkey – in fact, it’s as easy as ABC.

Ad Feature Investing in Rightmove’s common sense

Monday, February 25, 2019

Financial columnist Peter Sharkey reveals what it means to have an “economic moat”...

Ad Feature Use or lose your cash ISA

Friday, February 15, 2019

Investing in uncertain times can pay longer-term dividends, says financial columnist Peter Sharkey.

Finance columnist Peter Sharkey on why investing needn’t be too complicated.

Ad Feature Why managing your investments is crucial

Friday, February 1, 2019

Having your investments actively managed can pay dividends, says financial expert Pete Sharkey

Ad Feature How to solve your credit card anxieties

Friday, January 25, 2019

Older homeowners have a solution for credit card quandary, says our financial columnist Peter Sharkey.

If a business idea worked in the past, there’s every chance it’ll work again, says Peter Sharkey.

Do companies do enough to keep their staff with workplace perks like pilates? Peter Sharkey investigates.

Ad Feature Why low-risk investments are in demand

Friday, January 4, 2019

Gold’s appeal remains undimmed in 2019, says finance expert Peter Sharkey

Calculating your ‘Number’ makes enormous financial sense says Peter Sharkey.

The world’s first pension scheme was developed in Scotland, Peter Sharkey explains.

This week, Peter Sharkey looks at why thousands of people are using lifetime mortgages to buy a home in the sun.

A popular Christmas song inspires finance columnist, Peter Sharkey, to look at what investment has been like in 2018.

Ad Feature Do you want to save more and work less?

Friday, November 30, 2018

Living for today doesn’t pay the bills, says Peter Sharkey – but you can make your money work for you.

Ad Feature How to keep hold of more of your money

Friday, November 23, 2018

In this week’s financial column, Peter Sharkey explains why it’s so easy to spend too much on fees when you’re investing – and how to reduce these costs.

Like Henry VIII, modern-day politicians continually invent new ways of taxing their citizens.

This week, financial columnist Peter Sharkey looks at how equity release could solve your downsizing dilemma.

Ad Feature How to invest in clean energy

Friday, November 2, 2018

Many years ago, I was a first year student at Bristol University, living in Badock Hall, a modern hall of residence in a cluster of four small accommodation complexes situated on the edge of the beautiful Durdham Downs, around 30 minutes’ walk from the main university precinct and the magnificent Wills Building.

Raiding pensions provide Chancellors with easy money, says Peter Sharkey, but it’s much more difficult for them to pilfer from your ISA.

Ad Feature How to save for a long period of travel

Friday, October 19, 2018

Saving for a prolonged period of travel is essential, says our financial columnist Peter Sharkey. And now might just be the best time to go.

Ad Feature Could a £40 test help you to save?

Friday, October 12, 2018

In this week’s column, Peter Sharkey looks at what impact a rising life expectancy has on your savings.

Financial columnist Peter Sharkey says a building disaster in Bulgaria and HS2 are good metaphors for avoiding bad financial plans

This week our financial columnist looks at how pensions fare across the globe – and which country is the wealthiest when it comes to their state pension

In this week’s column, financial expert Peter Sharkey discusses how investors might be able to retain more of what is theirs.

Following an extended summer break, Peter Sharkey returns with his popular personal finance column – and some good news for millennials.

What began as an understandable parental warning has developed into a unique online platform scheduled to launch next month. Thanks in part to the Eastern Daily Press.

I read recently that Amazon’s founder Jeff Bezos plans to send tourists into space in one of his Blue Origin spaceships next year.

News that around one third of millennials could still be renting by the time they retire is likely to have triggered a wave of understandable despondency amongst 20 - and 30-somethings, the cohort for whom property ownership may, at the moment, appear a distant dream.

More than two decades have slipped by since my wife, daughter and I lived in the village of Woodcroft, a tiny settlement of houses and farmland a few miles north of Chepstow.

Here’s a GCSE-style question designed to exercise those suitably rested, post-Easter holiday brain cells.

Together with the arrival of small bunches of daffodils, early spring also yields a flurry of government spending reviews, growth forecasts and other estimates of future economic activity, many of which will be ‘amended’ (such a helpful euphemism) before the end of the year.

Were you to bundle them together in a single day’s publication, the week’s assorted headlines would supply you with a ready-made mixture of amusement, anger, happiness, frustration, laughter and a host of other reactions besides.

Apart from offering movie stars another opportunity to sashay along a heavily-guarded red carpet in borrowed frocks and display faux surprise when the winners are announced, Sunday’s Oscars will also provide some celebrities with a global platform for caustic political comment.

It’s not been a great week for social media. First came allegations that (Shock! Horror!) some ‘celebrities’ (telly cooks, catalogue models, daytime TV presenters etc) have been buying large numbers of (non-existent) ‘followers’ in an attempt to show just how popular they are on social media.

As with most houses, the kitchen is our home’s focal point, a warm, welcoming room dotted with essential paraphernalia: phone chargers, details of dental appointments and the like.

Hot on the heels of last week’s column on the need for millennials to start saving on a regular basis came news that the UK’s pension pot, currently worth around £25 billion, is projected to run dry by 2035.

Early morning locker room banter can be very funny – and a little too ripe to repeat here, though frankly, I look forward to the mix of “did you hear the one about the bloke who goes into a bar with his giraffe…”, or listening to the opinions on last night’s match, all rather more forthright than you ever hear on TV.

Following an uplifting visit to Port Sunlight village on the Wirral, you’re inclined to wonder why you hadn’t visited sooner.

Ad Feature Anyone for a cruise?

Monday, December 18, 2017

My wife and I enjoyed Sunday lunch with a couple we’ve known for years recently. They’re great fun. He runs a small building firm; she describes herself as a “home-keeper who specialises in spending the money my husband makes.”

London has always revelled in its reputation for being different, attracting praise and scorn in equal measure.

It’s disheartening to learn that the number of youngsters aged 16 and under who are working in a Saturday job has fallen by more than a fifth since 2012.

One of my nephews, a bright lad, recently graduated from a highly-rated red brick university with a first class degree and landed a job working at what he refers to as a ‘crowdfunded start-up’ in London.

Strictly and pizza: the perfect combination for investors?

Searching for some very specific financial information recently, I emailed a pal (an IFA of many years’ standing) and asked him if he knew anyone who could provide it. Within minutes, he pinged back the name of a firm and a link to their website.

Life really is considerably better than 30-odd years ago, argues our finance columnist Peter Sharkey.

Where did you have your first proper Indian curry? You know, the one consumed at a late night establishment, the exterior of which had seen better days and where the interior was decorated with a jaded red and black flock wallpaper.

For a short while, it was the Tubes, although they were superseded by the Police, who I first saw at Bath University around 1978 when, incredibly for a support band, they received a rapturous encore. Unfortunately, they didn’t know any more tunes, having performed their complete repertoire, so had to play Roxanne again, to tumultuous applause.

Is there anything more frustrating than discovering you’ve overpaid for a product or service?

Though initially coerced into going to see Logan Lucky at the cinema last week, I have to say that despite an outrageously ridiculous plot, it is a very funny film.

Attending auctions can become almost compulsive behaviour for some people, particularly when property is up for sale, though for most of us, spending time in an auction room is usually a fascinating experience, especially if you arrive before proceedings get under way and grab the opportunity to browse through tables and boxes of interesting paraphernalia.

The second half of August is a time when exam results traditionally dominate the news. Pictures of screaming, high-fiving sixth-formers were everywhere following publication of A-level results, and a slightly younger group were similarly ecstatic/tearful a week later when GCSE results were released.

Just when you thought it would meander along, life has a wonderfully endearing habit of yielding something completely unexpected, even livening up those occasionally stultifying ‘get-togethers’ that were in danger of become a chore.

Speaking with the marketing director of a well-known financial adviser recently, the subject of happiness and how we define it was discussed at length. You might think the sole focus of those who advise us on wealth-related matters is how to make their clients’ money and investments work harder, but there is another, equally important, part to this equation, namely the why or purpose.

Michael O’Flynn has probably long since shuffled off this mortal coil, but he is still fondly remembered by a good number of those with whom he came into contact. Mr O’Flynn was one of those teachers whose occasionally unconventional methods of dispensing knowledge influenced a generation of grammar school boys during the 1970s.

Although our choices have widened beyond comprehension over the past two decades, television is one area of everyday life where more most obviously fails to equate with better quality.

How do you launch a new personal finance column? What particular combination of words should you use to grab readers’ attention and convince them that what they’re about to read over the coming months is so compelling it has the power to change their lives?

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