Give yourself the edge when buying or selling a home
PUBLISHED: 18:40 14 June 2018 | UPDATED: 18:40 14 June 2018
Every estate agent strives to be the best they can, either by providing a tailor-made service, or perhaps a unique angle on the market, or simply by offering excellent knowledge and customer service. Sheron Harley, from the Property Shop, discusses.
Here, at The Property Shop at Acle, we are aiming to provide a completely in-house opportunity for both vendors and purchasers to come in and select appropriate properties, have an appointment with our resident mortgage adviser to aid them with their finances and have a meeting with a conveyancing solicitor.
The legalities involved, particularly in purchasing a property, can be a minefield. Restrictive covenants are an area to be aware of, as many freehold properties may be affected and even more likely leasehold properties. Covenants are more likely to be applied to new estates when developers are aiming to keep the design of the properties and land in line with their original intention.
‘No caravans’ was a very popular covenant historically but, over the years, more and more people are ignoring this and it hasn’t been enforced.
In some cases, very old covenants can be ignored if they are unenforceable, but it will be the job of your solicitor to advise the best action to take, which may be to take out an indemnity.
The market is continuing to be busy with more new properties becoming available each month and, likewise, more sales being agreed as we approach the height of summer.
With an improving market comes increased interest in buying a property, especially if it has any of the following features: a popular location, in a good school catchment area, a good sized garden, or simply just great kerb appeal.
Competition for these properties can be fierce. To give yourself an edge, why not consider the merits of sitting down with an independent mortgage adviser, such as Gary Rose at our office? Get your mortgage agreed in principle so, if such a property presents itself, you are in the driving seat; the adviser can be a great asset in the buying process. Typically, they will be able to confirm your borrowing capabilities, ensuring you are buying a property that falls within your budget. Additionally, they can outline the costs involved in the purchase process and, most importantly, with the use of the latest computer technology, help guide you towards the best lender and mortgage products for your mortgage needs. This service brings convenience, saving you time and, hopefully, money too!
Please feel free to contact us at the Property Shop for any assistance you need in marketing your property, finding your new home or to arrange an informal discussion about your mortgage requirements. We would love to help!
Sheron Harley can be contacted at the Property Shop on 01493 752100. The Property Shop has sponsored this
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