Flood-hit homeowners will have to shoulder cost of survey as part of grant

Friday, February 21, 2014
9:15 AM

Flood-hit homeowners in Norfolk and Suffolk will have to shoulder the cost of flood surveys as part of the £5,000 grant scheme heralded by the Prime Minister last week.

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David Cameron released the small print of his “repair and renew” grants for additional flood resilience for homes and businesses yesterday, revealing that homeowners would be required to have a survey, with the cost coming out of their £5,000 limit.

Stuart Richards, whose Walcott home was flooded in the tidal surge in early December, said the move would see more money go into professional pockets, and not to those who need it.

And Walcott parish council chairman Pauline Porter said she was concerned that with the survey costs also included it would not leave a great deal of money.

Number 10 said the details of what the costs of a survey might be were still being worked on, but it was expected to be “industry standard”.

The grant scheme, announced by the Prime Minister, will go live on April 1 and could be available to hundreds of homes, with 116 homes and 36 businesses flooded in the hardest hit North Norfolk. Twelve homes in the Great Yarmouth were flooded.

So far the EDP Norfolk and Lowestoft Flood Appeal has handed out 47 grants in Waveney.

It will only be homes which suffered flood damage which will be eligible for the government grants.

Homes due to benefit from a planned community-level scheme to reduce the level of flood risk below “significant”, would not be eligible.

Local councils will be in charge of administering grants and commissioning the surveys of flooded properties to identify measures to improve their resilience or resistance to future floods.

The Prime Minister is set to hold talks with insurers, surveyors and councils to “explore how best to align the scheme with the insurance assessment and loss adjuster process”.

Mr Richards said: ”The people who already have plenty of money will get even more. It is hardly worth bothering with. What we are doing is putting more money into professional people’s pockets. All they are doing is taking money and putting it where it is not needed.

Mrs Porter added: “Obviously they don’t want people spending this money randomly and it has to be something of benefit, but doing these surveys is going to vary from house to house.

She said: “Quite honestly we don’t need a survey to find out how to fix our flood boards. There are a lot of products on the market. But it is better than nothing. I understand they have got to manage and make sure that people manage it well.”

North Norfolk district council leader Tom Fitzpatrick said: “I am pleased that the schemes are being back-dated to help homes and businesses in North Norfolk and people affected by the surge back in December. That is a positive step.”

But he said that they were still waiting for details of how the surveys would be carried out. “We need some clarification,” he added.

North Norfolk MP Norman Lamb, who put forward the idea for a grant for homes and businesses after speaking to Walcott residents, said it was the first he had heard of it.

“Costs of surveys should be kept to a minimum. If it’s £100 out of £5,000 it wouldn’t be too damaging. The other critical question is what the costs of the measures to better protect property would be.

“Quite often you can have quite simple measures which can make a massive difference. I want to ensure that the money is spent to properly protect a property from flooding.”

9 comments

  • I am a Chartered Surveyor specialising in flood protection. The average cost for a flood protection survey is £175 upwards (depending on size and construction of house) Its also possible to protect a property with kitemarked products from about £1000. This could rise depending on if you have a suspended floor or many doors or patio windows. But on average if you allow say £20002500 that should be sufficient and still leave funds from the £5000 for other issues. I hope this helps

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    FloodSurveyor

    Tuesday, February 25, 2014

  • Well maybe NNDC should be shouldering the cost for allowing building in such a patently stupid place as bang on the sea wall or very close to it. All very well for businesses which have to be there for the tourist industry and their insurance should cover it-but expecting everyone else to foot the bill for a fancy of living next to the sea-no.

    Report this comment

    Daisy Roots

    Friday, February 21, 2014

  • I am a Chartered Surveyor specialising in flood protection. The average cost for a flood protection survey is £175 upwards (depending on size and construction of house) Its also possible to protect a property with kitemarked products from about £1000. This could rise depending on if you have a suspended floor or many doors or patio windows. But on average if you allow say £20002500 that should be sufficient and still leave funds from the £5000 for other issues. I hope this helps

    Report this comment

    FloodSurveyor

    Tuesday, February 25, 2014

  • Feel very sorry for peopel who have been flooded, but making your home more resilient to flooding should have been considered when you bought it and any flood boards etc required, installed well before needed. Buyer beware (I though of this when buying my home, hence it is above any flood levels as i did not fancy ever being flooded1)

    Report this comment

    DaveG

    Friday, February 21, 2014

  • Government minister unaware of the small print. Left hand doesn't know what the right is doing it would seem.

    Report this comment

    Jono

    Friday, February 21, 2014

  • the report the other day on new sea defences being built at cromer summed it all up . They said the sea defences were at least a hundred years old and needed replacing . . Cameron is out to con us again just like labour . We want british taxes to be used for british people . . If the coalition can borrow billions from the banks at high interest to pay for asylum ,immigration and foreign aid then they can borrow billions for the vital sea defences needed in norfolk and suffolk

    Report this comment

    milecross

    Saturday, February 22, 2014

  • what happened to the words david cameron said . Money is no object

    Report this comment

    milecross

    Saturday, February 22, 2014

  • 'Money no object' is just bad English and should be translated into its real meaning which is 'there are MEP elections soon and a general election next year. If I don't appear to be doing something now I could lose even more seats!' All MPs and PMs in particular tend to feel macho and massage their ego's by throwing tax payers money around. For those who say insurers should cover it, it will all policy holders who have to pay - yet another stealth tax caused by failure of government to do what it should. Also please don't forget that many people may have bought homes when defences were being properly maintained and had no reason to believe they would not be.

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    andy

    Monday, February 24, 2014

  • Don't I recall Cameron saying money was no object? I didn't believe him then, and I certainly don't now.

    Report this comment

    The man on the Clapham Omnibus

    Friday, February 21, 2014

The views expressed in the above comments do not necessarily reflect the views of this site

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