Find time to figure out right finance deal
06:51 06 February 2016
A good broker can save you money on finance, says Simon Gray of Credo Asset Finance.
“There’s not enough hours in the day!” How many times have you heard someone say that in the last month?
In an era when computers and scientific development were supposed to have made life easier, creating more leisure time for everyone, people seem busier than ever. Many of us struggle to make time for all the important things in life.
This can certainly be the case for people going through the car-buying process. In the hundred years or so since people could first buy cars in the UK, the vehicles have changed out of all recognition but the way people went about buying one didn’t really change at all until the last few years.
The rise of the internet, and the percentage of people with access to it, has meant the research that used to be done on the physical forecourts and showrooms is now carried out on the digital ones, without even having to leave the house.
While this has certainly meant that car buyers can feel more empowered than ever before, the amount of time that people spend researching the best car for them has increased, and that’s before you’ve even shopped around for insurance quotes.
So it’s no surprise that at the end of all that, many people don’t have the time to research the best way to pay for it, when it’s easier – and quicker – just to ask the dealer or the bank. But, ironically, that’s the bit which could be more important than all the rest, as getting the right finance deal for your particular circumstances, from all the different options available, on what’s likely to be the second biggest purchase you make in your lifetime after your house, can potentially save you a lot of money.
That’s where a good, independent broker can come in – they will take the time and effort away from you and do the research to find the best deal available for you. At Credo we work with a comprehensive range of more than 25 of the UK’s biggest lenders to trawl the market and find the right deal for you, and with our free quote service, you’ve nothing to lose but plenty to gain. It’s one small time investment that’s definitely worth finding time for.
In terms of my own time, on February 18 I’m climbing Mount Kilimanjaro in Tanzania for CLIC Sargent which helps young people with cancer, the last event in Credo’s 10th anniversary year-long charity challenge.
Our whole team has been touched by the work these people do with young people suffering from cancer, and we’ve raised around £16.000 so far over the year. If anyone wishes to make a contribution, you can find details on Credo Asset Finance’s website. I know CLIC Sargent will be very appreciative.
Article sponsored by Credo Asset Finance, 85 Yarmouth Road, Norwich, NR7 0HF.
Phone: 01603 703180.